Terms and Conditions

Last Updated: 1/19/26

These Terms and Conditions of Use ("Terms") govern your access to and use of the website located at www.getcommercialauto.com (the "Website"). The Website is owned and operated by Shawn Orr Insurance LLC, an Arizona limited liability company, doing business as Get Commercial Auto ("Company," "we," "us," or "our").

By accessing or using this Website, or by submitting any information through it, you agree to be bound by these Terms and our Privacy Policy below. If you do not agree, do not use the Website.

You must be 18 years of age or older and a resident of the State of Arizona to use this Website.

1. Nature of the Website

Get Commercial Auto is operated by a licensed insurance broker in the State of Arizona. The Website is used for marketing and lead‑generation purposes only.

We are not an insurance company. We do not issue insurance policies, bind coverage, or guarantee acceptance, pricing, or availability of any insurance product. Any insurance coverage discussed or quoted is provided solely by third‑party insurance carriers and is subject to underwriting approval, terms, conditions, and exclusions imposed by those carriers.

All quotes are estimates only. Coverage is not bound unless and until confirmed in writing by the applicable insurance carrier.

2. No Professional Advice

Information provided on the Website is for general informational purposes only and should not be considered insurance, legal, financial, or tax advice. You should consult directly with a licensed insurance professional regarding your specific situation.

3. User Representations and Responsibilities

- By using the Website, you represent and agree that:

- You have the legal capacity to enter into these Terms.

- Any information you provide is accurate, current, and truthful.

- You will not submit information on behalf of another person or entity without proper authority.

- You understand that you are solely responsible for your insurance decisions.

4. Lead Submission and Communications Consent

By submitting information through the Website, you expressly authorize Shawn Orr Insurance LLC and its representatives to contact you regarding your inquiry.

You consent to be contacted via:

- Telephone calls

- Text messages (SMS)

- Email

Contact may occur using manual or automated methods, including prerecorded or artificial voice messages, where permitted by law.

Message and data rates may apply. Message frequency may vary. You may opt out at any time by replying STOP. For help, reply HELP.

Consent is not a condition of purchasing insurance.

5. Geographic and Licensing Limitations

The Website is intended solely for individuals seeking insurance information in Arizona. We are only licensed to transact insurance business in Arizona. Services are not available outside of Arizona.

6. Monetization and Compensation Disclosure

You do not pay a fee to use this Website.

Shawn Orr Insurance LLC may receive compensation, including commissions, from insurance carriers or other third parties if insurance is placed as a result of your inquiry. Such compensation does not affect your insurance premiums.

7. Third‑Party Services and Links

The Website may contain links to third‑party websites or services. We do not control and are not responsible for the content, policies, or practices of any third‑party websites. Use of third‑party services is at your own risk.

8. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON‑INFRINGEMENT.

9. Limitation of Liability

To the fullest extent permitted by law, Shawn Orr Insurance LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the Website.

Our total liability for any claim shall not exceed $100.

10. Indemnification

You agree to indemnify and hold harmless Shawn Orr Insurance LLC and its officers, employees, agents, and affiliates from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

11. Arbitration and Dispute Resolution

What this means: Arbitration is a private dispute‑resolution process where a neutral arbitrator decides a dispute instead of a court judge or jury. It is generally faster, less expensive, and confidential.

Any dispute arising out of or relating to these Terms or the Website shall be resolved by binding arbitration in Arizona, administered by the American Arbitration Association under its Commercial Arbitration Rules.

You waive the right to bring or participate in class actions. Each dispute must be brought individually.

12. Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to conflict‑of‑law principles.

13. Changes to These Terms

We may update these Terms at any time. Changes are effective upon posting to the Website. Continued use of the Website constitutes acceptance of the updated Terms.

14. Contact Information

Shawn Orr Insurance LLC
DBA: Get Commercial Auto
Arizona, United States